Celebrating

20 years

of providing bespoke
funding solutions for
businesses.

Who are we?

Peak Cashflow was established in 2007 by Jim Small and Peter Stanton. Our Birmingham office has grown steadily since this time and have established ourselves as a leading provider of invoice finance.

Importantly, we are fully independent, meaning we are not owned or operated by any major bank or financial institution. We have the financial backing of a major multinational funder to ensure that Peak can always provide stable and consistent funding to your business, whatever challenges you are presented with. Because we are independent we are able to offer innovative funding structures with transparent pricing and the highest levels of service for clients with borrowing requirements upto £1m.

Invoice Discounting

We provide up to 90% of the value of invoices raised, which you can draw down as and when you need it.
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Trade Finance

If you have won a significant order, but you don’t have the money to purchase the product and materials to fulfil this order, trade finance can assist.
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Bad Debt Protection

If you have a customer who has given you a significant order, and when delivered you are owed a lot of money, you can protect this invoice should the end customer fail to pay.
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“Peak has been, over the last seven years, not only a valuable source of finance to assist our cashflow but a trusted partner”

Factoring Services

Factoring

If you don’t have time or resource to undertake your credit collections, you can pass this responsibility onto us. Add a member of our team onto your team to act as your own credit controller.

Your dedicated credit controller will be a very experienced professional addition to the team. They will collect outstanding invoices in a polite manner, via phone/email and monthly statements of account.

Latest news

Credit Control Management

What is Credit Control Management?

Bad Debt Protection is designed to safeguard your business.
Peak Cashflow 20 years

Celebrating 20 Years Supporting UK Businesses

2026 marks an important milestone for us as we celebrate 20 years
Cashflow v Profit

Cashflow vs Profit

If you're a highly profitable company, you can experience financial strain if your cashflow isn't managed.